Forget the trip to the bank to create a usable bank account to receive or send money from. With the following applications you can have a virtual card in 3 minutes, a card with which you can pay online for purchases on various sites or which you can attach to Google Pay or Apple Pay. You can also opt for a physical card that will be sent to your home, free of charge.
This way you can pay with your phone at checkout when you shop. You also have the IBAN and everything you need, so you will be able to send or receive money from anyone. To anyone who has a bank account, at any bank, either a relative or a friend, etc.
If someone needs to send you money and asks for a bank account, you can open one instantly with the following apps. These applications are useful because you can keep the money in an account, without dealing with bank officials, and they also issue a card, which can also be virtual (number, date and CVV), you can put it on Google Pay or Apple Pay and pay with it online on eMAG or other sites.
#1 Revolut App
It is the most famous financial-banking application. With Revolut you can receive money, send, spend, save or invest. This application is a financial tool as complex as it is simple. More recently they also introduced the possibility to buy or sell crypto, at your choice. And you can even earn money with this app. Create an account on Revolut HERE and benefit from the services of this delightful application.
#2 The Wise App
Get the lowest transfer fees worldwide. It exists in 175 countries, and you can use more than 50 types of currency. So, it’s good to have it if you travel a lot or deal with several types of coins. It is the app with the most currencies and you can withdraw from any ATM. Make your account HERE.
#3 The Monese App
Those at Monese boast that in just a few minutes, you can do what you want: reload, add, send and receive money… You can open a Monese account in lei – with a Romanian IBAN and the possibility to order a card in RON – in just a few minutes! Withdrawals of up to 4,500 lei from ATMs. Create your Monese account HERE. Earn 85 lei with this app by entering invitation code IULI4350.
#4 Skrill App
Whether you’re paying online, sending or receiving money with Skrill, it’s quick and easy. With Skrill you can order both a physical and a virtual card, which means you will have an account with an IBAN and a card that you can use to pay or save. It is an application with which many payments are made. Create your Skrill account HERE.
#5 PayPal App
Of all five, this is the only one with which you can pay just by entering your email address, without bank details, and it is safer from this point of view. The thing is, PayPal doesn’t offer a bank card. The good news is that you can put any bank card from the above apps in PayPal settings and withdraw money from PayPal to the card of one of them. Then from an ATM or keep them. Create your PayPal account HERE.